1. Introduction

Welcome to CostLiving ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services for calculating living costs and planning relocations across Europe.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide when using our services, including:

• Salary and financial information entered into our calculators
• Location preferences and city selections
• Email address (if you subscribe to our newsletter)
• Contact information (if you reach out to us)

2.2 Automatically Collected Information

When you access our website, we automatically collect certain information, including:

• IP address and general location data
• Browser type and version
• Device information
• Pages visited and time spent on our site
• Referring website addresses

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our cost calculation services
• To personalize your experience and deliver relevant content
• To improve our website and services
• To send periodic emails and newsletters (with your consent)
• To respond to your inquiries and customer service requests
• To analyze usage patterns and optimize our platform
• To detect and prevent fraud or security issues

4. Data Storage and Security

We implement appropriate technical and organizational security measures to protect your personal information. However, please note that:

• Most calculator data is processed locally in your browser and not stored on our servers
• We use industry-standard encryption for data transmission
• Access to personal information is restricted to authorized personnel only
• We regularly review and update our security practices

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser preferences. We use:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors use our site
• Preference Cookies: Remember your settings and preferences

6. Third-Party Services

We may use third-party services for:

• Analytics and website performance monitoring
• Currency exchange rate data
• AI-powered cost calculations
• Email newsletter delivery

These third parties have their own privacy policies and we encourage you to review them.

7. Your Rights (GDPR)

Under the General Data Protection Regulation (GDPR), you have the following rights:

• Right to Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request limitation of data processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to processing of your personal data

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Newsletter subscriptions are maintained until you unsubscribe.

9. Children's Privacy

Our services are not intended for individuals under the age of 16. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries outside the European Economic Area (EEA). We ensure appropriate safeguards are in place to protect your data in accordance with GDPR requirements.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

• Email: privacy@costliving.com
• Address: CostLiving Privacy Team, [Your Address]